When I first meet with clients, many of them tell me that they previously tried to handle their auto injury case on their own, but the insurance company was not treating them fairly. Because insurance companies often do not treat injury claimants fairly, many people have to seek auto injury legal help. As I often tell my clients, if insurance companies did the right thing and paid their auto injury claims, I would not have a job.

However, since insurance companies so rarely do the right thing, injury claimants come to Kidneigh & Kaufman, P.C. for legal help with their auto injury claims.

Why do you need an attorney for your auto injury claim? There are several reasons why people seek legal help with their auto injury claims. Many people do not really know what the value of their auto injury claim is. At Kidneigh & Kaufman P.C., we have over 30 years of experience working on auto injury cases and can advise you whether the insurance company is making a reasonable offer. Also, many people do not know many of the legal nuances regarding auto injury claims. At Kidneigh & Kaufman P.C. we can provide the legal help to guide you with your personal injury claims.

For instance, did you know that many auto insurance policies have a $5,000 medical payments endorsement that will cover the first $5,000 of medical treatment from your auto injury regardless of fault. Most of all, we are experienced in dealing with insurance companies and auto injury cases. We know how to negotiate with those insurance adjusters and how to maximize the value of your auto injury claim.

I recently had an auto injury case involving two elderly clients who were rear-ended by another driver who was not paying attention. They had spoken to the insurance company about their auto injury claim, but did not feel the insurance adjuster was treating them fairly. When they originally called me for legal help with their auto injury claim, they did not even know where to begin. I quickly filed bodily injury and uninsured motorist claims with the at-fault driver’s insurance company and also filed an uninsured motorist claim with my client’s insurance company.

We were able to determine that both the at-fault driver and my client had $5,000 in medical payments coverage under each of their policies for medical treatment related to the auto injury.

This was extremely helpful to my clients as both of them had ambulance and hospital bills that needed to be paid. We were later able to settle both my clients’ auto injury cases with the at-fault driver’s insurance company for over $50,000. Although each case is different and past success cannot determine future results, the legal help my clients received certainly helped with their auto injury claims.

Contact Kidneigh & Kaufman, P.C. today for legal help with your auto injury claim. We handle all types of claims related to auto injury including: bodily injury claims, uninsured motorist claims, underinsured motorist claims, and bad faith claims as well as all other types of injury claims.

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I hear about how the insurance companies want people to sign medical releases and give statements before they even have a chance to talk to an auto accident lawyer. I hear about how the insurance companies pressure people to settle their cases before they have even started receiving treatment for their injuries. I hear about how the insurance companies encourage injured people not to seek an auto accident lawyer.

It is unfortunate, but it is true: if the insurance companies did what they were supposed to do, then auto accident lawyers like Kidneigh & Kaufman would not be in business. Because the insurance companies so rarely do the right thing, it is important that you have the experienced auto accident lawyers at Kidneigh & Kaufman, P.C. working on your behalf.

After someone is injured in an auto accident, dealing with an insurance company can be very difficult and confusing. Most people simply do not even know where to begin, which is why it’s so important to have an experienced auto accident lawyer to guide you through the process.
I recently had a young man as a client who was seriously injured in a rollover accident. He had never been in a car accident and never had to deal with an auto insurance company. After attempting to handle things on his own for a while, he decided to contact the auto accident lawyers at Kidneigh & Kaufman to help him through the process.

He had incurred significant medical bills from the ambulance and the emergency room and did not know how he was going to pay his out of pocket medical expenses.

Luckily, his auto accident lawyer was able to determine that there was $5000 in medical payments coverage that could be applied to his out of pocket medical expenses. His auto accident lawyer also figured out that the young man had $20,000 in medical payments coverage under another policy that would pay for any additional out of pocket expenses. Now this client no longer has to worry about how he will pay for his medical bills thanks to his auto accident lawyer at Kidneigh & Kaufman.

Contrary to what many people think and what insurance companies would like you to believe, receiving fair compensation for your injuries is not as simple as calling up the insurance company and sending them a copy of your medical bills. An experienced auto accident lawyer can provide you with direction and help you obtain a fair settlement for your injuries. Kidneigh & Kaufman’s auto accident lawyers know the law and know how to deal with the insurance companies.

Do not talk to the insurance company unless you talk to an auto accident lawyer first.

That recorded statement you agreed to give to the friendly insurance adjuster could later be used against you as evidence that you were partially at-fault for the accident or your injuries were really not that serious. If you are hurt in an auto accident, call the experienced auto accident lawyers at Kidneigh & Kaufman immediately so they can guide you through the process and get you a fair settlement on your case.

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Odds are that you don’t know the full story behind the case or that the 79 year old Plaintiff, Stella Liebeck, suffered Third Degree Burns as a result of spilling that cup of coffee that required years of medical treatment.  Hot Coffee is a great new film that discusses some of the popular myths about the civil justice system and how big business has created an unfair playing field for individuals like you and me. 

The film has received numerous awards from film festivals across the country and can be seen in local theaters and on HBO.  Below is the link to the movie website where you can get more information and find out when it is airing in your area:

http://hotcoffeethemovie.com/cast/

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No Fault Benefits were part of every car insurance policy issued or renewed in the State of Colorado before July 1, 2003. This meant that if you were injured in an automobile accident, the insurer of the car you were in was responsible for paying your medical and rehabilitation bills, wage loss, and essential services. This was true even if the other person was at fault and the person driving the car you were in did absolutely nothing wrong.

Policies issued or renewed after July 1, 2003, do not provide No Fault coverage and a “Tort” system governs. This means that your health insurance will be responsible for paying your medical bills in the event you are injured in an accident, unless you have chosen to purchase med pay coverage under your auto policy.

Regardless of whether you have health insurance or med pay coverage, a claim can be made against the other driver for medical and rehabilitation expenses, wage loss, and essential services, but only where the other driver was at fault. However, in cases where your medical and rehabilitation expenses have been paid by your health insurance, it is likely that your health carrier will want to be reimbursed out of your recovery from the other driver based upon a subrogation clause in the policy.

Frequently, an attorney will be able to negotiate a reduced payment to your insurer on its subrogation claim. For policies issued or renewed on or after January 1, 2009, you will have med pay coverage (unless you signed a written waiver) and your auto carrier will have no subrogation rights in your recovery.

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This shouldn’t be the case.

At Kidneigh and Kaufman, we work on a contingent fee basis. This means that we only get paid if you receive a recovery on your case.

In other words, if you don’t receive compensation, you owe us nothing for our fee.

This is really a good system since you are not paying out-of-pocket as you go along.

And, your lawyer only gets paid for getting something done for you.

Since your lawyer only gets paid for results, there is no incentive to drag your case out, or to mislead you into thinking you have a good case when you really don’t.

Most importantly, the contingent fee system enables people who otherwise could not afford a lawyer to recover for their injuries and what they’ve had to endure.

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DO NOT move your vehicle unless it presents a danger to you or others.

Tell the other driver not to move their vehicle.

ALWAYS
Call the police at the scene (unless snow alert conditions – then file a counter report). DO NOT let the other driver talk you out of it!

Write down the other driver’s name, address, work and home phone numbers, and the vehicle owner’s name, address, and phone numbers

Find out the other person’s insurance information: name of company; policy number; agent’s name and phone number.

Note the make, model, and license number of the other vehicle.

ALWAYS
Record the names, addresses, and work and home phone numbers of witnesses!

ALWAYS
Notify your own insurance company as soon as possible, even if you are not hurt or at fault.

ALWAYS
Take pictures of your car’s damage and any visible injuries you have.

It is a good idea to keep a small notebook and pen in your car at all times so you’ll be able to write down all the necessary information you’ll need in the event of an accident.

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